Credit Card Center Advertiser Disclosure†
03-24-2013 07:57 PM
My 2nd inquiry of 2013 (besides apartment shopping) came this weekend, as I was looking for a replacement laptop for work. I had the itch, and had done research on here of how GE was BK friendly as long as you have established credit since. To my surprise, I was approved for 600.00 online on the spot. I called the customer service dept to see if I could up the initial limit to 900.00, however no dice. Happy for the approval and 0% interest on any purchases over 149 for 6 months nonetheless
So now, 16 months post discharge, my wallet has
Cap One Plat 750 / Amazon Store 600/ Show MC 550(sock drawer, never used) Cap One Plat 500 / First National 350
From what I see, GE Credit is fairly generous with CLI after 4-6 months of use, and I will be using and paying my new card often.
03-24-2013 09:28 PM
GE, short for GEMB.
They back many different store cards, Walmart, Lowes, Amazon, JC Penny, etc. You can do a search for GEMB backed cards and find tons of them.
03-25-2013 02:34 AM
Thanks everyone, and yes GE MB backs a load of store cards, and seem to be one of the few companies that are BK friendly with established credit post BK. I forgot to mention in the original post my first credit established after bk was my cap one auto loan which I still have approx 14 months reporting. My goal now is to have this Amazon become my largest TL by October, and by end of year replace one of the annual fee starter cards (Show, First National, Cap One 500 CL) with a daily use rewards card ( Cap One Cash Rewards, Barclays?)
FAKO was 644 when Amazon pulled, 21% util reported
03-25-2013 09:53 AM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.