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Amazon Store Card - Instant Approval

Regular Contributor

Amazon Store Card - Instant Approval

My 2nd inquiry of 2013 (besides apartment shopping) came this weekend, as I was looking for a replacement laptop for work. I had the itch, and had done research on here of how GE was BK friendly as long as you have established credit  since. To my surprise, I was approved for 600.00 online on the spot. I called the customer service dept to see if I could up the initial limit to 900.00, however no dice.  Happy for the approval and 0% interest on any purchases over 149 for 6 months nonetheless

 

So now, 16 months post discharge, my wallet has

Cap One Plat 750 /  Amazon Store 600/  Show MC 550(sock drawer, never used) Cap One Plat 500 / First National 350

 

From what I see, GE Credit is fairly generous with CLI after 4-6 months of use, and I will be using and paying my new card often.

 

 

 

699 TU FICO 11/2017
In Garden till Summer 2018
Message 1 of 12
11 REPLIES
Established Contributor

Re: Amazon Store Card - Instant Approval

Congrats!!
EQ8: 646 EQ5: 652 V3.0: 665 **8/2015
TU8: 635 TU4: 700 V3.0 :663 **8/2015
EX8: 636 EX3: 670 V3.0: ? **8/2015
CCD Util 35%

Message 2 of 12
Senior Contributor

Re: Amazon Store Card - Instant Approval

Congrats!!!! Keep up the great work!!! Smiley Happy

Message 3 of 12
Epic Contributor
Message 4 of 12
Contributor

Re: Amazon Store Card - Instant Approval

Just curious who is GE
Message 5 of 12
Moderator Emeritus

Re: Amazon Store Card - Instant Approval

GE, short for GEMB.

 

They back many different store cards,  Walmart, Lowes, Amazon, JC Penny, etc.  You can do a search for GEMB backed cards and find tons of them.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 6 of 12
Regular Contributor

Re: Amazon Store Card - Instant Approval

Thanks everyone, and yes GE MB backs a load of store cards, and seem to be one of the few companies that are BK friendly with established credit post BK. I forgot to mention in the original post my first credit established after bk was my cap one auto loan which I still have approx 14 months reporting. My goal now is to have this Amazon become my largest TL by October, and by end of year replace one of the annual fee starter cards (Show, First National, Cap One 500 CL) with a daily use rewards card ( Cap One Cash Rewards, Barclays?)

 

FAKO was 644 when Amazon pulled, 21% util reported

699 TU FICO 11/2017
In Garden till Summer 2018
Message 7 of 12
Regular Contributor

Re: Amazon Store Card - Instant Approval

Congrats!!!

Starting: 6/2012 : EX: 485(FAKO) EQ: 490(FICO) Trans: 482(FAKO)
Current : 4/2014: EX: 650(FICO) EQ: 664 (FICO) Trans: 681 (FICO)

Cards: NPSL Amex Green (AU), $11500 Discover IT, $4000 Quicksilver One, $3500 Bank of America Travel Rewards,$3000 Amex BCE,$3000 Quicksilver One, $3000 AA, $2500 Sallie Mae MC, $5000 Citibank AA, $1500 Barclay, $1200 Macys
~Back to the Garden~

Goal Score: 700 Across!

Gardening til 8/2014!!
Message 8 of 12
Established Contributor

Re: Amazon Store Card - Instant Approval

just curious...was the pull TU only?

Message 9 of 12
Valued Contributor

Re: Amazon Store Card - Instant Approval

Congrats on the approval!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Message 10 of 12