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Contributor
jetsfan2013
Posts: 138
Registered: ‎11-28-2012
0

Amazon Store Card - Instant Approval

My 2nd inquiry of 2013 (besides apartment shopping) came this weekend, as I was looking for a replacement laptop for work. I had the itch, and had done research on here of how GE was BK friendly as long as you have established credit  since. To my surprise, I was approved for 600.00 online on the spot. I called the customer service dept to see if I could up the initial limit to 900.00, however no dice.  Happy for the approval and 0% interest on any purchases over 149 for 6 months nonetheless

 

So now, 16 months post discharge, my wallet has

Cap One Plat 750 /  Amazon Store 600/  Show MC 550(sock drawer, never used) Cap One Plat 500 / First National 350

 

From what I see, GE Credit is fairly generous with CLI after 4-6 months of use, and I will be using and paying my new card often.

 

 

 

Rebuilding Since 11/11
Current Score: 659 5/14 | Goal Score: 710+ 4/15
Cap 1 Quicksilver 2250 | Cap 1 Visa 2000 | Barclays Apple Visa 2000 | Discover IT 1500 | American Signature Store 1000 |

Rebuilders: First Natl 850 | Show MC 550 | Walmart Store 150 | American Eagle Store 150 ~~ Garden rest of 2014
Frequent Contributor
Deltadog03
Posts: 345
Registered: ‎02-14-2013
0

Re: Amazon Store Card - Instant Approval

Congrats!!
EX: 619 (FICO) 3/14/14
EQ: 587 (FICO) 3/14/14
TU: 579 (FICO) 3/2/14

Goal: 700 Across the board In Garden until 4/1/16
Merrick Bank (0/500) Cap 1 Secured (0/201) Cap 1 Plat (0/300)
Senior Contributor
DaBears
Posts: 3,930
Registered: ‎10-26-2012
0

Re: Amazon Store Card - Instant Approval

Congrats!!!! Keep up the great work!!! :smileyhappy:

Moderator
guiness56
Posts: 22,408
Registered: ‎01-17-2008
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Re: Amazon Store Card - Instant Approval

Contributor
chevyman
Posts: 662
Registered: ‎03-16-2013
0

Re: Amazon Store Card - Instant Approval

Just curious who is GE
Moderator
Shogun
Posts: 12,952
Registered: ‎04-15-2011
0

Re: Amazon Store Card - Instant Approval

GE, short for GEMB.

 

They back many different store cards,  Walmart, Lowes, Amazon, JC Penny, etc.  You can do a search for GEMB backed cards and find tons of them.


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Contributor
jetsfan2013
Posts: 138
Registered: ‎11-28-2012
0

Re: Amazon Store Card - Instant Approval

Thanks everyone, and yes GE MB backs a load of store cards, and seem to be one of the few companies that are BK friendly with established credit post BK. I forgot to mention in the original post my first credit established after bk was my cap one auto loan which I still have approx 14 months reporting. My goal now is to have this Amazon become my largest TL by October, and by end of year replace one of the annual fee starter cards (Show, First National, Cap One 500 CL) with a daily use rewards card ( Cap One Cash Rewards, Barclays?)

 

FAKO was 644 when Amazon pulled, 21% util reported

Rebuilding Since 11/11
Current Score: 659 5/14 | Goal Score: 710+ 4/15
Cap 1 Quicksilver 2250 | Cap 1 Visa 2000 | Barclays Apple Visa 2000 | Discover IT 1500 | American Signature Store 1000 |

Rebuilders: First Natl 850 | Show MC 550 | Walmart Store 150 | American Eagle Store 150 ~~ Garden rest of 2014
Regular Contributor
mnosal9
Posts: 236
Registered: ‎05-06-2008
0

Re: Amazon Store Card - Instant Approval

Congrats!!!

Starting: 6/2012 : EX: 485(FAKO) EQ: 490(FICO) Trans: 482(FAKO)
Current : 4/2014: EX: 650(FICO) EQ: 664 (FICO) Trans: 681 (FICO)

Cards: NPSL Amex Green (AU), $10000 Discover IT, $4000 Quicksilver One, $3500 Bank of America Travel Rewards,$3000 Amex BCE,$3000 Quicksilver One, $3000 AA, $2500 Sallie Mae MC, $2000 Citibank AA, $1500 Barclay, $1200 Macys
~Back to the Garden~

Goal Score: 700 Across!

Gardening til 8/2014!!
Established Contributor
Crossdivided
Posts: 534
Registered: ‎01-23-2013
0

Re: Amazon Store Card - Instant Approval

just curious...was the pull TU only?

Valued Contributor
Epcot
Posts: 2,784
Registered: ‎10-10-2012
0

Re: Amazon Store Card - Instant Approval

Congrats on the approval!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 809 EX 774 TU 805
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