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Capital One CLI!!!!!!

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kjel
Established Contributor

Re: Capital One CLI!!!!!!

Cap1 will do a soft pull. Since Cap1 is in the process of acquiring HSBC/Orchard Bank cards they transfer the request and it's a hard pull. I just came straight out and asked for a CLI.

Current Score: TU: 674 | EQ: 722 | EX: 717 | Last Inq. 2/16/15...Locked Up in The Garden
NFCU Cash Rewards $14K | Chase Sapphire Preferred $5K | Amex Blue Cash Preferred $6K | Cap1 Quicksilver One Visa $9K

Message 101 of 185
SupraTurbo2jz
Regular Contributor

Re: Capital One CLI!!!!!!

Well I went thru this process and I have all 3 cards BB rewardzone, orchardbank and cap 1. I had one person call me specifically about the orchard and BB yesterday and another call me about the CAP 1 today...I think someone mentioned that they stated on the orchard and BB they would do a hard pull but on my cap 1 a soft pull. I havent seen any updates on the orchard or BB since my convo yesterday but she said she would call back and havent got that yet...of course with cap 1 I just got the call today and he said I should have some answer by Friday...we shall see Smiley Happy.

CH 7 BK discharged 05/15 goal scores 680 across the board
Current Score: TU 657 EQ 676 EX 657 FICO pull 03/20/17

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Message 102 of 185
CenturyChild
Frequent Contributor

Re: Capital One CLI!!!!!!

Would someone please PM me the addresses needed for this as well.

 

Thanks.

Message 103 of 185
Lasardo
Established Contributor

Re: Capital One CLI!!!!!!

Please, please, super super please

I would love an email or contact info
Pleeeeseeeeassssssseeeeeee
CS 728- 01/13 from 554-12/11
Goal: 800
Message 104 of 185
tonyjones
Valued Contributor

Re: Capital One CLI!!!!!!

Just go look in the sticky!

Current Fico Scores: (November 2025)
Message 105 of 185
Anonymous
Not applicable

Re: Capital One CLI!!!!!!

In that case.  I'll wait about a month, send an email and "ask straight out" for a CLI.  I hope I get it!  Thanks!

Message 106 of 185
bluescale
Regular Contributor

Re: Capital One CLI!!!!!!

I just emailed Mr. Fairbanks.  We'll see how it goes.  I've had a Cap One Cash Reqards card witha $2k credit limit for 6 months now.  I'd like to have that bumped to $5k or above.  Does anyone know if there is an upper limit for the credit line of the Cash Rewards card?  If I ask to be considered for a $10k credit line, will I come across as insane?

Message 107 of 185
iamdetermined
Frequent Contributor

Re: Capital One CLI!!!!!!

Congrats on your CLI! Please pm the contact info to me...I'm in the program & am hoping for an increase :-) Thanks in advance!
JetBlue $25.3k
NFCU Amex $25k
NFCU GoRewards $24k
Citi AAdvantage $20k
Macy's Platinum $20k
Wells Fargo Reflect $15.5k
Chase Freedom Unlimited $12.5k
Discover IT $11.9k
Cap One QS $11,750
PayPal MC $9.5k
Amex Cash Magnet $7.9k
USAA Preferred Cash Rewards $7.5k
Amex EveryDay $5.5k
Victoria’s Secret $5k
Heritage FCU Platinum $2k
PenFed $500

*Total CL: $203,850*

**Lines of Credit**
NLOC $6k
US Alliance $2k

FICO 8..... 4/25/17: EQ 648 - EX 654 - TU 632
FICO 8..... 8/27/18: EQ 684 - EX 696 - TU 713
FICO8..... 1/14/22: EX 713 - EQ 703 -TU 723
FICO 8..... 4/7/23: EX 713 - EQ 715 -TU 729
FICO 8......4/30/23: EX 733
FICO 8…..3/8/25: EX 747
Message 108 of 185
bluescale
Regular Contributor

Re: Capital One CLI!!!!!!

It's been two business days, and I haven't heard back.  Should I email Mr. Fairbank again, or is there a better person/DL to email this request to?  Or has this door finally been shut?  Any thoughts?

Message 109 of 185
SpeeDj
Regular Contributor

Re: Capital One CLI!!!!!!

Did you try requesting a cli through online chat? Or via the phone? I've noticed the eo office likes to see you've made other attempts at cli via the standard methods before trying to go through the eo. Also if you've only had the account for six months going the eo route might also be frowned upon, most of those that go this route have had a relationship with cap one a year at minimum or longer. Just fyi.

JP

 

Edit: when I went this route for example it was after repeated attempts via online chat and phone to get a cli, and purely almost out of desperation I finally reached out to the eo office , I've been a cap one customer for almost eight years.


TU:552 | EQ:561 | EX:567 | Starting Score [LP from 08]
TU:693 | EQ:682 | EX:700 | Current Score [11.21.13]
[720 Overall] Goal Score - The grass is greener in the garden! (Amex made me fall out... since 12.13)

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Message 110 of 185
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