Posts: 6
Registered: ‎06-14-2008

Capital One Falling... Falling

This crap is finally falling off, should I see a decent score increase?  Still have other collection though.


Status as of Date opened [?] Date of last activity [?] Largest past balance [?] Account Type [?] Account holder [?] Industry
Oct, 2009
Mar, 2004
Jun, 2004
All Banks
Descriptions [?]
  • Paid charge off
  • Account closed by credit grantor

No contact information provided by Equifax

Balance [?] Current Status [?]
$0Bad debt/collection
Seven year payment history [?] 30 days late 60 days late 90+ days late
1 time
1 time
4 times(Dec 2004, Nov 2004, Oct 2004)
Worst Delinquency [?]
Bad debt/collection

Starting Score: 568
Current Score: 568
Goal Score: 700

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Posts: 15,075
Registered: ‎07-14-2009

Re: Capital One Falling... Falling

Any positive change in your score often depends on what still remains on your reports. You say you have other collections.


How many and how recent are they? Do you have any other negatives on your reports?




From a BK years ago to:
EX - 9/09 pulled by lender 802, EQ - 10/10-813, TU - 10/10-774

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