So I'm new to this forum and it's been really helpful ! I woke up this morning to a $300 CLI on my secured $200 with capital one! I am super stoked! My 6th statement just cut 
@Abelcrdn wrote:
So I'm new to this forum and it's been really helpful ! I woke up this morning to a $300 CLI on my secured $200 with capital one! I am super stoked! My 6th statement just cut
Congrats!!! It's the only one you will get.
My Secured card started with $200 and I got a $300 CLI about 6 months in... so I have a $500 Limit and it's now been a little over a year and account has not moved.
I can't deposit money to increase my limit and I cannot request a CLI, I also can't request a PC.. So.. There's that. I'm just like : 
@Anonymous wrote:
@Abelcrdn wrote:
So I'm new to this forum and it's been really helpful ! I woke up this morning to a $300 CLI on my secured $200 with capital one! I am super stoked! My 6th statement just cutCongrats!!! It's the only one you will get.
My Secured card started with $200 and I got a $300 CLI about 6 months in... so I have a $500 Limit and it's now been a little over a year and account has not moved.
I can't deposit money to increase my limit and I cannot request a CLI, I also can't request a PC.. So.. There's that. I'm just like :
If its a year old, its time to close it and open another unsecured account. No sense in keeping it past a year if you are getting unsecured cards with them.
@Anonymous wrote:
@Anonymous wrote:
@Abelcrdn wrote:
So I'm new to this forum and it's been really helpful ! I woke up this morning to a $300 CLI on my secured $200 with capital one! I am super stoked! My 6th statement just cutCongrats!!! It's the only one you will get.
My Secured card started with $200 and I got a $300 CLI about 6 months in... so I have a $500 Limit and it's now been a little over a year and account has not moved.
I can't deposit money to increase my limit and I cannot request a CLI, I also can't request a PC.. So.. There's that. I'm just like :If its a year old, its time to close it and open another unsecured account. No sense in keeping it past a year if you are getting unsecured cards with them.
I'm so scared if I close it and Apply for an unsecured card they're going to say no and I'll be without a card =< I have a pretty thin file... I was trying to get at least one more unsecured card from somewhere else so in the worst case scenario that I do end up getting denied from Cap 1 I at least have 3 other Unsecureds to go with..is that being overly cautious?
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
@Abelcrdn wrote:
So I'm new to this forum and it's been really helpful ! I woke up this morning to a $300 CLI on my secured $200 with capital one! I am super stoked! My 6th statement just cutCongrats!!! It's the only one you will get.
My Secured card started with $200 and I got a $300 CLI about 6 months in... so I have a $500 Limit and it's now been a little over a year and account has not moved.
I can't deposit money to increase my limit and I cannot request a CLI, I also can't request a PC.. So.. There's that. I'm just like :If its a year old, its time to close it and open another unsecured account. No sense in keeping it past a year if you are getting unsecured cards with them.
I'm so scared if I close it and Apply for an unsecured card they're going to say no and I'll be without a card =< I have a pretty thin file... I was trying to get at least one more unsecured card from somewhere else so in the worst case scenario that I do end up getting denied from Cap 1 I at least have 3 other Unsecureds to go with..is that being overly cautious?
Yes, IMO you are being overly cautious. As long as you don't have a bunch of unpaid charged off credit cards, they will issue a second unsecured card. The fact that they have upped your unsecured limit pretty good is a good indicator.
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
@Abelcrdn wrote:
So I'm new to this forum and it's been really helpful ! I woke up this morning to a $300 CLI on my secured $200 with capital one! I am super stoked! My 6th statement just cutCongrats!!! It's the only one you will get.
My Secured card started with $200 and I got a $300 CLI about 6 months in... so I have a $500 Limit and it's now been a little over a year and account has not moved.
I can't deposit money to increase my limit and I cannot request a CLI, I also can't request a PC.. So.. There's that. I'm just like :If its a year old, its time to close it and open another unsecured account. No sense in keeping it past a year if you are getting unsecured cards with them.
I'm so scared if I close it and Apply for an unsecured card they're going to say no and I'll be without a card =< I have a pretty thin file... I was trying to get at least one more unsecured card from somewhere else so in the worst case scenario that I do end up getting denied from Cap 1 I at least have 3 other Unsecureds to go with..is that being overly cautious?
Yes, IMO you are being overly cautious. As long as you don't have a bunch of unpaid charged off credit cards, they will issue a second unsecured card. The fact that they have upped your unsecured limit pretty good is a good indicator.
Well I suppose it's time to bite the bullet and go for it. After I pay off the $60 balance.. XD
@Abelcrdn wrote:
What are your scores if you don't mind me asking
They're in my signature between 600-625 depending on which Credit Bureau gets pulled.