Regular Contributor
Posts: 212
Registered: ‎09-25-2012

Changing Addresses on TLs

[ Edited ]



I need to change a couple of TLs to report my current and correct address.


--  4 of the TLs are paid and closed, but they are reporting a very old address. Can I contact the OCs - most of them banks to update my address to the current one?  Should I do this by phone or by mail?


Thanks and Happy New Year to you all  - Oy

Starting Score: USAA-FACO(10/2012) - EX=498 / EQ = 498 / TU = 508
Recent Scores:
myFICO - Jun-2013: EX=595 / EQ = 582 / TU = 649
myFICO - Nov-2013: EX=634 / EQ = 649 / TU = 666
LenderPull - Nov-2013: EX=682 / EQ=649 /TU=687

Goal Score: 700

Take the myFICO Fitness Challenge

WALLET (Secured):  Capital One: $700  --- WellsFargo: $300 --- CapitalBank: $300

Moderator Emeritus
Posts: 32,881
Registered: ‎08-04-2007

Re: Changing Addresses on TLs

I wouldn't do anything at all out of fear they would delete (and possibly could). Are you sure they are updating to your CRs monthly?

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+