Chase was a NO GO

[JPeanut503]

So I have sent various GW letters to Chase and a few emails to the EO as well. Monday I received a call from the EO office and the lady let me know that she had told me back in April that they would not delete the lates and that her response was going to be the same no matter who I write to

So I guess I am just out of luck with that one...how discouraging!

[gdale6]

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@JPeanut503 wrote:

So I have sent various GW letters to Chase and a few emails to the EO as well. Monday I received a call from the EO office and the lady let me know that she had told me back in April that they would not delete the lates and that her response was going to be the same no matter who I write to

So I guess I am just out of luck with that one...how discouraging!

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Do not give up, continue sending 1 letter a month to the EO asking for what you want, ignore their negative responses, you may have to check your CRs every month as they will probably not continue sending you a response. If no change out goes another letter until you get what you want. Good luck

[JPeanut503]

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@gdale6 wrote:

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Do not give up, continue sending 1 letter a month to the EO asking for what you want, ignore their negative responses, you may have to check your CRs every month as they will probably not continue sending you a response. If no change out goes another letter until you get what you want. Good luck

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    You don't think that will anger them to NOT do it? Maybe next time I will just not answer when they call me so I don't have to talk to the lady

[gdale6]

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@JPeanut503 wrote:

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@gdale6 wrote:

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Do not give up, continue sending 1 letter a month to the EO asking for what you want, ignore their negative responses, you may have to check your CRs every month as they will probably not continue sending you a response. If no change out goes another letter until you get what you want. Good luck

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    You don't think that will anger them to NOT do it? Maybe next time I will just not answer when they call me so I don't have to talk to the lady

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Frankly personally I never cared if it angered them when I was doing my repair, the more angry they are the more apt they are to want to get you out of their hair... Anger does have its place. Your choice though.

[ezdriver]

I agree with the recommendation by gdale6. Rebuilding one's credit profile requires patience and tenacity. Someon'e no today becomes a maybe tomorrow and a yes next week.

Having been in commission sales for a long time, I have learned to see a no as bringing me one step closer to a yes. Food for thought.

[eagle2013]

+100 to the above statements. The squeaky wheel gets the grease. 

[waterpistol]

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@JPeanut503 wrote:

So I have sent various GW letters to Chase and a few emails to the EO as well. Monday I received a call from the EO office and the lady let me know that she had told me back in April that they would not delete the lates and that her response was going to be the same no matter who I write to

So I guess I am just out of luck with that one...how discouraging!

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Can you PM me the address you sent the GW letters too?  Thank you

[wa3more]

I had same experience as OP with Chase.

I have a 25 year relationship with chase. In 2009 , i had a couple 30+ lates.  Never late prior to this or since. Never late on mortgage in 16 years.

Chase told me to stick it. They were not changing anything because of data integrity and FCRA compliance.

I would not waste any more time with Chase. You have a much better chance of seeing Elvis knocking at your front door than Chase changing your credit report.