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Collection Removal Success!

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Anonymous
Not applicable

Collection Removal Success!

So I worked for an insurance company at the end of 2008 for only 90 days - we were temporary for 90 days, and if you did well enough, they offered full-time at the end of 90 days. I hated it, and when my 90 days were up, I declined the full-time offer. Well apparently a few of my clients canceled their policies within the first year, and my company tried to issue a chargeback for the commission I made on those policies, and then sic'd a baddie on me afterwards. 

 

In effort to clean up my credit report, I DV'd the CA - Stuart Allan & Assoc out of Tucson, AZ.

 

I DV'd them on April 24, 2013 (CMRR). I got my green card back (also tracked it online), and then the next day, I got a letter from them:

 


April 30, 2013

 

To: [Me]

 

Re: Credit Report

 

Our Client: [Insurance Company]

Our file number: [XXXXXXXXX]

 

The above referenced client has cancelled this account from our office. We have notified the credit bureaus to delete this item from your profile.

If you have any questions, feel free to call me.

 

Sincerely,

[signed]

Jxxxx Mxxxx


 

YAY! So happy! 

 

In case anyone was wondering, I used a simple typed DV letter that said:

 

To Whom It May Concern:

I recently pulled a copy of my credit report and noticed that you claim I owe a debt to you. Per FCRA, please send me validation of this debt.

Thank you,

[signed] [dated]

Me

 

 

 

Message 1 of 4
3 REPLIES 3
Ravensfan2001
Established Contributor

Re: Collection Removal Success!

Congrats! That's exactly what happened with my husband and IC Systems.


Starting Scores: (4/16/12 lender pull) TU 596 | EX 550 | EQ 576
Current Score (9/3/15): Wally TU 639 | Amex EX 628 | DCU EQ 639
Goals: Homeowner as of 9/27/2013. Last app 8/1/15. TU-5; EX-16; EQ-13. Aiming for ZERO inqs.
Message 2 of 4
Shogun
Moderator Emeritus

Re: Collection Removal Success!

Congrats!!!!!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 3 of 4
Anonymous
Not applicable

Re: Collection Removal Success!

Well then that's more good news for me! I DV'd IC Systems at the same time. Keeping my fingers crossed.

Message 4 of 4
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