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DOFD Question

Regular Contributor

DOFD Question

DOFD was 10/2006 and CO was 12/2006 but a payment was made to the original creditor 8/10/2007.

 

When that payment was made, did the clock restart?


Starting Score: 672 TU, 669 EQ, 659 EX FAKO(10/3/11)
Current Score: 786 TU FICO(5/23/14), 758 EQ FICO (8/01/14), 811 EX FICO (5/26/14)
Goal Score: 720+

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2 REPLIES
Epic Contributor

Re: DOFD Question

Once an account is CO'd a payment is not going to change that.  It has already been written off as a bad debt.  The DoFD would remain 10/2006.

 

If you are talking about restarting the suing SOL in your state, it could have.  Look up your state statues.

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Regular Contributor

Re: DOFD Question

Woohoo.  Great news.  Thank you!!

 

The State of Texas SOL is four years so I am good there Smiley Happy


Starting Score: 672 TU, 669 EQ, 659 EX FAKO(10/3/11)
Current Score: 786 TU FICO(5/23/14), 758 EQ FICO (8/01/14), 811 EX FICO (5/26/14)
Goal Score: 720+

Take the FICO Fitness Challenge

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