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First Premier Success!!!

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Tay09
Regular Contributor

First Premier Success!!!

So I had a very old First Premier account that was set to fall off of my report in February 2013. I settled with them for less than the full amount a few years ago, anyway while reading this wonderful forum I came across the 5 year reporting rule for NY residents. I decided to give it a try even though the account was settled for less than the full amount. I sent them an email requesting they remove this account off of my reports since the acct was paid and it has been over 5 years. I didn't get a response but when I checked my reports a few days later it was GONE! You guys are the best!

Message 1 of 6
5 REPLIES 5
Shogun
Moderator Emeritus

Re: First Premier Success!!!

Congrats!!  Knowledge is power!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 2 of 6
RocketChick
New Contributor

Re: First Premier Success!!!

Congratulations!! Would you mind pm'ing me the email address that you used? Ive been trying to contact them about a GW myself, but getting no response.
Message 3 of 6
Cadillac-XTS
Established Contributor

Re: First Premier Success!!!

Congrats

Message 4 of 6
Anonymous
Not applicable

Re: First Premier Success!!!

Me too please, can you PM me the email  or contact info you used? Been trying with them for 6 months now

Message 5 of 6
jordanmedical
Established Contributor

Re: First Premier Success!!!

Congrats, they are a tough nut to crack.

-Rebuilding with CapOne Cash: $1.5k, NFCU cashRewards $8.5K, NavCheck $5K, Wal-Mart: $1.1K, Sam's: $1.2K, Amazon: $1.9K, Apple Barclay: $3K, Haverty's: $1.5K, GE capital: $5K, Sears: $250(AU), PP MC:$1.5K, CareCredit:$3K (closed 1st home 05/08/13)
Starting Score: 492-TU04, 480-EX FICO V2, 467-EQ Beacon 5 (Via Mortgage PreQual March '12)
Current Score: EX,EQ,TU (lender pull): 652, 659, 689, Walmart TU FICO: 691 (05/13)
Goal Score: 700

Take the FICO Fitness Challenge

Message 6 of 6
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