Thanks to everyone here I started the process of rebuilding my credit and correcting my own errors. You all saved me $750 which I was about to pay to a credit repair company. I have already removed 4 items totaling over $8000. Anyway I noticed on all 3 bureaus I had 3 addresses that didn't belong to me. Two belonged to my Ex-Husband and I never lived there, one was my Ex-Boyfriends from LONG AGO. Well I disputed those and Experian and Equifax put a fraud alert-identity theft notice on my bureaus. I received a letter from Experian saying that will be on there for 90 days. Is that bad or does that help me in the dispute process?
Thanks again for everything!!!