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Called the Solutions line every time. Just got a 2nd letter today from a different card and it has the same info on it. At least they're consistent?
In other news, all three collections were removed from my TU report today. The only thing left are the PR-- a federal tax lien and a judgement for Cap1.
@Anonymous wrote:Called the Solutions line every time. Just got a 2nd letter today from a different card and it has the same info on it. At least they're consistent?
In other news, all three collections were removed from my TU report today. The only thing left are the PR-- a federal tax lien and a judgement for Cap1.
Paying down your balances (as Norman said) and getting the collections off your back ought to have a big impact on your scores over the next few days. Depending on how big they affect your TU score call back after you see everything come in. You need to be over 650 (the higher the better) for the next batch of CLI's to come.
Updated my scores today from CCT--
TU 676 (657) ---> Should I try again? Paperwork shows it was 649 when I submitted the requests.
EX 657 (n/c)
EQ 639 (647)
After seeing my numbers increase yesterday, I spent a little time on the phone today.
SYNCHRONY LOVE!!!!
Walmart 600 > 4000
Amazon 1000 > 4000
JCP 100 > 1000
TJX 250 > 2500
9550 total CLI!!
Skybuilder called it. I was 649 when I tried before. Got above that to the 670s and got done. Can't wait til I decide to try again. It was such a happy afternoon.
740s on TU is the magic number to get 35k. I should hit up Samsclub. My TU went up 4 points from Synch reporting so fast
Joke I will let my cards age <3 Could use that Sams though.
@Anonymous wrote:After seeing my numbers increase yesterday, I spent a little time on the phone today.
SYNCHRONY LOVE!!!!
Walmart 600 > 4000
Amazon 1000 > 4000
JCP 100 > 1000
TJX 250 > 2500
9550 total CLI!!
Skybuilder called it. I was 649 when I tried before. Got above that to the 670s and got done. Can't wait til I decide to try again. It was such a happy afternoon.
AWESOME! I love it!
I think 675 is the next trigger point and you are right there. CLI's, for me, have taken a long time (over a month) to show up but they have had positive impacts when they did. If I were you I'd try again when you get above that mark.
On top of that, I got my Cabela's card in today with a grand on it. Happy it has a comma. I'll probablyl wait 6-8 weeks before trying again.
The one that bugs me is my Care Credit. It's the one that, oddly enough, I want an increase on the most. And the one most resistant. *sigh*
It'll happen.
SO happy I found you all.
@Anonymous wrote:After seeing my numbers increase yesterday, I spent a little time on the phone today.
SYNCHRONY LOVE!!!!
Walmart 600 > 4000
Amazon 1000 > 4000
JCP 100 > 1000
TJX 250 > 2500
9550 total CLI!!
Skybuilder called it. I was 649 when I tried before. Got above that to the 670s and got done. Can't wait til I decide to try again. It was such a happy afternoon.
That is great!! What a difference it made. Congrats!
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |