How long to report?

[jj5280]

Hi All - got a secured credit card through my bank back in March.  I know it can take up to 2 billing cycles to report sometimes; but I rec'd my first statement w/my 1x fee on 3/22; followed by statements on 4/22 and 5/22.  So far non of the CRA's are reporting this tradeline.  Is that typical?  Am I overthinking / being to anxious?

Thanks

[guiness56]

Call your bank.  It does seem a bit long for them to start reporting.

[jj5280]

Ok, will do Guiness. Thanks

[jj5280]

Called the bank and they said they've been reporting all 3 months; and that I need to dispute with all 3 CRA's.  Anyone ever heard of such a thing?

[guiness56]

No.  You can't dispute something that isn't on your reports.

You could call the CRAs and see if they just haven't added them yet. 

Where are your reports from?

[jj5280]

TU & EQ are from myFICO.  Experian is a FAKO through them. I also check my TU through Walmart.  Not seeing this tradeline on report from any of these 4 sources

[guiness56]

Call the CRAs and see if they have anything.  If the bank is saying they reported it should be unless it just hasn't been added yet. 

[jj5280]

Just called Equifax and the CSR advised they have no such reporting from the Bank and they are unable to assist.  Recommended that the bank contact their business customer service for credit grantors department directly.  Ugghh...this is becoming a full time job.  Good thing I have a vacation day today.  I just shot off an email to the credit officer at the bank to see if she will contact the CRA's.  We'll see how this goes...I hope there's a few points on the other end of this.  I could use them

[guiness56]

Let us know.  Good luck.