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This satisfied(paid) judgment is killing my transunion credit score. Exp and EQ scores are about the same 671, but the Trans score is 632. All three are reporting the same info. How can I increase my credit score? How can I remove the judgment?
@Anonymous wrote:This satisfied(paid) judgment is killing my transunion credit score. Exp and EQ scores are about the same 671, but the Trans score is 632. All three are reporting the same info. How can I increase my credit score? How can I remove the judgment?
A lot depends on your state's laws and the reason for the judgment, but, generally speaking, just because you've paid a judgment does not give a court sufficient reason to have it vacated. In order to have a judgment removed you need to get the court to vacate the judgment.
Sometimes the court will allow the judgment creditor to have the judgment vacated.