Mortgage after Chapter 7

butter1 · ‎12-02-2014

Can anyone shed light on how long after filing for chapter 7 bankruptcy will I will most likely be able to apply for a mortgage. I am eager to start the process but not sure where or when to start!

Filed 11/18/13 discharged 2/20/14 4 cc all low balances no car loan total 6500 incl student loan
Thanks in advance

Current Score: Equifax Fico Score: 595 Transunion fico Score 619 -- Goal 720
Chapter 7 BK filed November 2013 / Discharged February 2014
CapitalOne- Quicksilver - $1500 / Cap 1 Secured: $710 / Merrick Bank- $700 / Walmart $300 / Target $300 / New York & Co $550 / The Limited $250 / Buckle $250 / Fingerhut $750 / Firestone $800

Anonymous · ‎12-02-2014

FHA, I believe is 24 months after BK...

butter1 · ‎12-02-2014

Thank you! That will work out great for me!

Current Score: Equifax Fico Score: 595 Transunion fico Score 619 -- Goal 720
Chapter 7 BK filed November 2013 / Discharged February 2014
CapitalOne- Quicksilver - $1500 / Cap 1 Secured: $710 / Merrick Bank- $700 / Walmart $300 / Target $300 / New York & Co $550 / The Limited $250 / Buckle $250 / Fingerhut $750 / Firestone $800