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Moderator
Posts: 13,897
Registered: ‎04-15-2011
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Re: Need some Medical CA and CO input to help a friend

She's actually in a good position right now.  This debt is old, and getting older.  I wouldn't worry about the HIPPA process, by the time you go through all of that, they'd fall off anyway.  I'd contact the CA, have all the debts they have rolled up into one and offer to pay a small fee.

 

 

     I have recently pulled my credit report and found that you have multiple listings for debts applied to my report.  I do not recall incurring these debts, however I would like to clear this matter up.  I understand these debts have passed the statute of limitations for my state and are scheduled to be excluded from my reports in a short while.  As a gesture of goodwill I would agree to pay $XXXX if you are willing to return the gesture and remove any and all postings by your company to my credit report.

 

 

You can change it up a bit, however you like it.  I just like to pay something on these old debts so they don't show up with bottom feeders down the line.

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Established Contributor
Posts: 855
Registered: ‎12-09-2012
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Re: Need some Medical CA and CO input to help a friend

Thanks! That actually sounds pretty good! I liked the bottom feeders part the best but I will be nice lol!
12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)
1/15/14 TU 665 | EQ 648 | EX 655 ~Myfico scores
1/29/15 TU08 666 | EQ08 676 |EX08 655 } EQ04
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Epic Contributor
Posts: 22,406
Registered: ‎01-17-2008
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Re: Need some Medical CA and CO input to help a friend

Whatever you do, get it in writing.  Just an ok sure, over the phone isn't going to help if they decide not to fulfill their promise.

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Established Contributor
Posts: 855
Registered: ‎12-09-2012
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Re: Need some Medical CA and CO input to help a friend

Yep! She was going to call them and I told her its best to have it all in writting so we have copies of everything said on both parts.
12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)
1/15/14 TU 665 | EQ 648 | EX 655 ~Myfico scores
1/29/15 TU08 666 | EQ08 676 |EX08 655 } EQ04
My Wallet: Cap1 3,500K ~FH 950 Credit One 1300~Orchard Bank 2000~ Matrix 400 ~NFCU nRewards 18K~NFCU Cash Rewards signature| 8K ~Care Credit 3,500
Last Negs to fall off: 2-Cap1 CO's PD (fall off 1/17)~Foreclosure (fall off TU 6/15 EX 9/15 EX 12/15)
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