Reply
Valued Member
Posts: 34
Registered: ‎04-29-2007
0

Re: PFD Example Letter

Tuscani,
 
  Thanks..  gonna try it for acct that shows on 2 reports each month as open acct but charged off..I want it off ASAP. 
Moderator Emeritus
Posts: 6,182
Registered: ‎03-29-2007
0

Re: PFD Example Letter



fiskite wrote:
Tuscani,
 
  Thanks..  gonna try it for acct that shows on 2 reports each month as open acct but charged off..I want it off ASAP. 



Good luck! The great thing about PFD is its win-win for both parties. They get their money (or some of it anyway), and you get the negative TL removed.
Valued Member
Posts: 31
Registered: ‎03-19-2007
0

Re: PFD Example Letter

Excellent letter, I wish I would have found something like this when I paid off all of my collections two years ago... Guess I just didn't know where to look.
New Contributor
Posts: 117
Registered: ‎04-18-2007
0

Re: PFD Example Letter

Thanks I am using this letter for my husband.
New Member
Posts: 3
Registered: ‎03-26-2007
0

Re: PFD Example Letter

Hello Tucani,
 
I was reading this Credit 101 Thread, and you provide a lot of very helpful information as well as the sample letters...Thanks!
 
Now my question is regarding the PFD letter, can I send that to collection agencies that I have Paid and or Settled in Full with, to remove the negative  collection accounts from my credit reports?
 
Thanks,
WiserNow
 
Moderator Emeritus
Posts: 6,182
Registered: ‎03-29-2007
0

Re: PFD Example Letter



WiserNow wrote:
Hello Tucani,
 
I was reading this Credit 101 Thread, and you provide a lot of very helpful information as well as the sample letters...Thanks!
 
Now my question is regarding the PFD letter, can I send that to collection agencies that I have Paid and or Settled in Full with, to remove the negative  collection accounts from my credit reports?
 
Thanks,
WiserNow
 


Not really as you have already paid. Try a GW letter on paid collections.
Member
Posts: 30
Registered: ‎05-17-2007
0

Re: PFD Example Letter

I se it has been a few months since this thread was last replied to. Has anyone had any success with this letter. I am definitely going to try it out and will post my results. If anyone else has had success or failure with this please post as well. Thanks.
New Member
Posts: 3
Registered: ‎05-17-2007
0

Re: PFD Example Letter

Perfection Achieved, thank you so much for sharing your knowledge.
Established Contributor
Posts: 581
Registered: ‎04-11-2007
0

Re: PFD Example Letter

I used the letter last week and mailed it on May 8th.  To date, I have not heard anything from the CA but will keep everyone posted.
 
If this does not work, is a DV my next option?  The SOL comes into play 1/08.
 
Thanks
 
Sadie
Established Member
Posts: 34
Registered: ‎05-10-2007
0

Re: PFD Example Letter

Has this worked for anyone?  I heard the CA cannot remove, legally, only marked paid in full, or settled.  I am disputing with a CA right now, and I don't know if I should pay in full, because they wont cooperate. 
Anyone heard of Oxford Managment Services...if yes, what was your experience with them.
Thanks.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.