Rebuilding Your Credit

[fiskite]

Tuscani,

  Thanks..  gonna try it for acct that shows on 2 reports each month as open acct but charged off..I want it off ASAP. 

[Tuscani]

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fiskite wrote:

Tuscani,

  Thanks..  gonna try it for acct that shows on 2 reports each month as open acct but charged off..I want it off ASAP. 

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Good luck! The great thing about PFD is its win-win for both parties. They get their money (or some of it anyway), and you get the negative TL removed.

[Erik]

Excellent letter, I wish I would have found something like this when I paid off all of my collections two years ago... Guess I just didn't know where to look.

[Diamond]

Thanks I am using this letter for my husband.

[WiserNow]

Hello Tucani,

I was reading this Credit 101 Thread, and you provide a lot of very helpful information as well as the sample letters...Thanks!

Now my question is regarding the PFD letter, can I send that to collection agencies that I have Paid and or Settled in Full with, to remove the negative  collection accounts from my credit reports?

Thanks,

WiserNow

[Tuscani]

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WiserNow wrote:

Hello Tucani,

I was reading this Credit 101 Thread, and you provide a lot of very helpful information as well as the sample letters...Thanks!

Now my question is regarding the PFD letter, can I send that to collection agencies that I have Paid and or Settled in Full with, to remove the negative  collection accounts from my credit reports?

Thanks,

WiserNow

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Not really as you have already paid. Try a GW letter on paid collections.

[mrosania]

I se it has been a few months since this thread was last replied to. Has anyone had any success with this letter. I am definitely going to try it out and will post my results. If anyone else has had success or failure with this please post as well. Thanks.

[greenwise]

Perfection Achieved, thank you so much for sharing your knowledge.

[sl]

I used the letter last week and mailed it on May 8th.  To date, I have not heard anything from the CA but will keep everyone posted.

If this does not work, is a DV my next option?  The SOL comes into play 1/08.

Thanks

Sadie

[ficohelp]

Has this worked for anyone?  I heard the CA cannot remove, legally, only marked paid in full, or settled.  I am disputing with a CA right now, and I don't know if I should pay in full, because they wont cooperate. 

Anyone heard of Oxford Managment Services...if yes, what was your experience with them.

Thanks.