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PFD a OC?

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Anonymous
Not applicable

PFD a OC?

 

OC: Capital Bank
Date Major Delinquency first reported: 5/2012
Date of first delinquency: 11/2012
Charge off amount: $352
Balance: $152
Months Reviewed: 34
This is showing up under CLOSED accounts and not under Collections on my Equifax CR

Can i send a PFD to the OC and offer the full amount? $152
I thought if it was charged off it would go to a CA, but i don't see any reference for one I only pulled my Equifax CR though.

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