Hi,
I had my house foreclosed during the month of Feb 15 2009. ( First Mortgage took the proceeds of the sale and the second mortgage did not get anything out of the foreclosure sale. ).
I live in Virginia and now it is in collections where they did not contact me and 4 years past on SOL.
Recently, I applied for a federal job and i got the offer but they wanted to do clearance and the investigator ran my credit and found this Second mortgage account and he wanted clarification. He gave me a paper to sign to obtain records for verification from Second Mortgage ..
As this verification will in any way or form restart the SOL period since I am not requesting but a third party is seeking information..
( I recd a letter from second mortgage telling all thank for you inquiry blah blah etc if you would like to know the balance etc.. ) I am worried if this will restart my SOL because of this senseless investigation.. ( If the house is foreclosed why the hell they go behind all **bleep** and crap.. )
Please answer if anyone has undergone this situation.
Thanks.
