I have a Capital One secured for just about a year now. The AF just posted and I stupidly didn't close the account before. The credit limit is $650 with $250 of it being my own money. In January I was able to get a Platinum (PC to QS1) for $500 and the same day a QS1 also for $500. I have a charge off with BOA so I applied for a secured $300 card to get in again with them. I also have a Discover it chrome secured for $200 that I got this year. So I was thinking, close the Capital One secured and use the $250 to increase Discover limit once they let that feature happen in May. Good move? Thank you I'm obsessed with this forum!