Very First Question!

[Anonymous]

So I have brought my FicoEQ up to 678 from the abyss of losing a home, car and student loans. Unreal. I am super pumped but want to keep it going. I have a new car loan that is 15 months and a credit card at 6 months with on time payments and I have my CC paid off. Could pulling a 3 year personal loan from my CU help my score(long run)?

[CreditExpressNJ]

it would help with mix but just dont forget to consider you DTI if its gonna send you over the top dont do it i'd say..

[Anonymous]

You already have an installment loan so another one will not help.

Another CC would help.  Even with one, let it report a 9% or under balance.  With 2, one reports 0 balance, the other 9% or below.