Credit Card Center Advertiser Disclosure†
07-17-2012 09:45 AM
They listed high balances and I think there was something about time since recent negative credit. Bankruptcy was discharged in February of 2010. Other than some tax liens, nothing else bad since then.
10-04-2012 07:23 AM
Walmart is on my wishlist for maybe next month. What' I've read often is that people order something through Walmart online using their credit card, and then when they return to the account, Walmart has given them a pre-approved offer (soft pull). I kept reading this over and over, and I have ordered from Walmart online for years but I always used a debit card! So now I'm planning to order using my credit card next month and see if that works. Also, some people have gotten pre-approved offers at the register when paying with a credit card.
12-23-2012 04:12 PM
So if you apply and are approved or denied does it say so instantly or have to wait for a decision in the mail?
12-23-2012 07:13 PM
It will be an instant approval and give you your CL. You make one application and they will put it in for a Discover first, if no go on that, they will put it through for the store card. This is all done in just a few seconds.
12-25-2012 07:33 AM
I've gone back and forth over the idea of getting it for TU score but never pulled the trigger.
A year or two ago it seemed pretty easy to get. Not sure about now, though.
12-27-2012 09:37 PM
I applied for Walmart cc about 2 weeks ago online, I didn't think I would be approved but instantly I was apprived for $200 cl!! Even though it was a low cl, I was very happy to even get one and now I can start building it from here! I was denied by JCP. So I recommend the Walmart before JCP.
12-27-2012 10:50 PM
i was declined recently with TU score listed below the large collection from 2/2012 seems to scare everybody away
03-23-2013 04:41 AM
yea ,it's easy to get If you are looking for the best prices and discounts your will probably go to WalMart. You will probably see these discounts everywhere. If you love shopping in WalMart, you will probably like they well known credit cards called Walmart credit card
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.