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Long story short, I overdrafted a checking acct a few years back that was closed and sent out for collections, fast forward to last year they allowed me to open a new checking/savings acct(old membership since date) with them and everything has been gravy.
I am in the process of cleaning up baddies and only have 3 left(HSBC, Comcast and Wells).
Has anyone had experienced dealing directly with WF and getting them to recall the collection? I have searched and every post pertained to Credit Cards so any info would be great.
Thanks
Regardless of prior experiences of others, I would make the request.
Since they have permitted you to establish a new account, then perhaps they will allow you to pay from that account under your condition that they terminate the collection authority granted to the debt collector.
That is, of course, conditional on the assumption that they have not sold the deb to that debt collector.
If they sold the debt, then they cannot now accept any payment or cancel the collection authority obtained by their purchase of the debt.