What's the difference?

[Anonymous]

What is thre difference between the "date of first delinquency" and "date of first major delinquency"?

[Azumi1]

30-60 days late is minor compared to 90+ days which can be viewed as bad as a bankruptcy. At least that's what I read somewhere.

[llecs]

And I'll add that the date on your CRs means absolutely nothing per scoring, though FICO will look at the individual lates and the placement of those lates.