What should I do????

[koky]

So i have this statement on my credit report                                          Account information disputed by consumer (Meets requirement of the Fair Credit Reporting Act).So I called the OC (CAPITAL ONE)to ask them to take it off, but they wouldnt... I know this is not HELPING/HURTING my credit but just want it off... What are my options.. Any Help???

[cwwatts1202]

You're wanting the dispute remark taken off?

[koky]

Yes ccwatts..

[Shogun]

You can actually call the CRA directly and request to have the dispute remark removed.  I've found that TU and EX are pretty good about it, EQ, not so much.

[koky]

Thanks Shogun.... Actually it is on my EX account... Spoke to a CRs this morning and He said they wouldn't be taking it off cause I filed a complaint against them with the FTC and should wait for the Response... I spoke to a consumer attorney cause am exploring my of options of bringing a Civil Action Law Suit against Cap One...

[RobertEG]

That code only records the outcome of disputes under either the FCRA or FCBA.

It does not relate to administrative complaints made to the FTC.

Did you first file a dispute under the FCRA, and then a complaint with the FTC, or was it only an FTC complaint?

[koky]

Thanks for the Correction... I did file a complain with the FCBA, but not with the FTC... IF I may ask what are my options moving forward???