When does Score Watch/ Equifax Update?

[Anonymous]

My score just sits at the same number. My credit card statement with a new balance posted on the 10th (5 days ago) and still no change. When my student loans were placed in a deferment status, it posted to my score watch immediately as a change, but my score didn't budge.

Also, I am in the process of getting red flags removed, but I am worried that once I do, my score is not going to update in an reasonable timeframe. Am I just wasting my money on Score Watch?

[Anonymous]

I had two chargeoffs removed from my credit report that where reporting a balance so it was hurting my uti and scorewatch never updated..weird im gonna give it a month and then im cancelling and when i want to view my report ill pay the 20 bucks i think thats more worth it, just my opinion.

[DaBears]

I found that Score Watch thru myFICO is not reliable at all. I had to cancel mine last month. Score Watch through EQ however will update accordingly which I find strange. Me personally I believe it's a clich with myFICO. 

[peepers]

I signed up for 7 day trial at Trans Union and got a Vantage Score :/   Which agencies can I get a FICO directly from?  also, why is my profile picture a squid??

[Anonymous]

Not sure about your pic.  But did you somehow choose that when you went to your profile?  There a different pics to choose from.

The only place for a FICO is myFICO for EQ and TU, EX will be available in the future.  You can get an EQ FICO at EQ website but it is sort of hard to find.  Other than that, Walmart has a FICO score with their card and there are a couple of others for TU that I can't remember right now.

[Anonymous]

How do you like the EQ fico? i am considering it, i have to  have myfico score watch til june 15 th minimum off 3 months before i can cancel. I will switch after.

[tea4two]

I am really starting to think the problem with the score updating is Equifax itself. 

Since March 23, I have decreased utilization from 40% to 10%. The accounts have updated their balances, but my Equifax score has gone up and down several times since then. In the end leaving me with a score 4 points lower than I had with 40% utilization; however, my Transunion score here on myfico has gone up 38 points since that same date.

I thought it was a myfico issue so I pulled my FICO score from Equifax and the score is exactly the same.  I think Equifax's scoring is messed up.

The only other thing that changed during this time is I settled one collection account  (it was being factored into my utilization), but that account is reporting settled on transunion as well. Hhhmmmm........

[los_west]

Mine updated last night.  I signed up for Score Watch on 05/11/13, and since then had a CA agree to delete their tradeline.  I also made payments to my credit cards (paying 2 off)...so I am not sure whether the change in score (an increase) was due to the payments or the deletion of the tradeline.