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I've put together this sheet to help me track my progress so far.
It's pretty simple. Green text means it's been removed. The dates listed are when I pulled reports. Known drop-off dates are listed under the name of the TL.
Gotta say, it's so much easier to digest in spreadsheet form...hopefully this will help someone!
Of course, the ultimate goal is to have all of these TL's in Green!!!
EX | EQ | TU | ||||
First Bank of Delaware | ||||||
Never reported on EQ | 3/5/12 | EX | ||||
3/28/12 | TU | |||||
4/11/12 | ||||||
4/14/12 | EX | |||||
4/24/11 | TU | |||||
First Premier Bank | ||||||
Nov-2013 | 3/5/12 | TU | ||||
3/28/12 | EX | EQ | ||||
HSBC Bank | ||||||
May-2015 | 3/5/12 | TU | ||||
Not Reporting on EQ | 3/28/12 | EX | ||||
LVNV Funding | ||||||
May-2015 | 3/5/12 | TU | ||||
3/28/12 | EX | EQ | ||||
Midland Funding 853 | ||||||
Nov-2014 | 3/5/12 | TU | ||||
3/28/12 | EX | EQ | ||||
4/14/12 | EQ | |||||
4/28/12 | EX | |||||
4/30/12 | TU | |||||
5/28/12 | EQ | |||||
Midland Funding 854 | ||||||
Apr-2016 | 3/28/12 | EX | ||||
4/14/12 | ||||||
4/24/12 | TU | |||||
5/28/12 | EQ | |||||
NCO Financial | ||||||
3/28/12 | EX | |||||
4/11/12 | TU | |||||
4/16/12 | EX | |||||
4/24/12 | TU | |||||
Plains Commerce Bank | ||||||
May-2013 | 3/5/12 | TU | ||||
3/28/12 | EX | |||||
Salute Visa | ||||||
3/5/12 | TU | |||||
3/28/12 | EX | EQ | ||||
4/11/12 | TU | |||||
4/14/12 | EX | |||||
4/26/12 | EQ | |||||
Trident Asset Management | ||||||
3/5/12 | TU | |||||
3/28/12 | EX | |||||
4/11/12 | TU | |||||
5/27/12 | EX | |||||
Reporting | ||||||
Removed | ||||||
Investigation |
Helpful!
Just a note on collections and charge-offs......
Under FCRA 623(a)(5), reporting of a DOFD only requires providing the month and year, so the CR exclusion dates wont have a specific day associated with them.
@RobertEG wrote:Helpful!
Just a note on collections and charge-offs......
Under FCRA 623(a)(5), reporting of a DOFD only requires providing the month and year, so the CR exclusion dates wont have a specific day associated with them.
Yeah...my Excel formatted the 4-digit year incorrectly...I fixed it though! Thanks!
What a great idea. I use Excel for my budget.
+1000
I use an EXCEL sheet to track mine too. I track DOFD, Names, Amts, Dates I've sent a PFD, DV or GW and current status on each CRA report.