Finally Asset Acceptance removed their collection from my reports! I now have no collections left on my Transunion and Experian (1 $30 stupid thing on Equifax). My score jumped on TU from 566 to 645 and from 619 to 642 on Equifax, I am so happy!
The original creditor Express-Limited is also going to remove 15 lates from 2008 because the account was paid before those lates so hopefully I see another jump. Thanks everyone for all the help...I'm not done but I have come from low 500s to mid 600s in about 10 months.