@Underconstruction wrote:Ok so i have an old verizon wireless account being collected on by pinnacle credit services. according to the dofd on my reports this is past the SOL for my state (6 years). So i sent a DV letter and a few days later disputed this account with all 3 credit bureaus. Unknowingly at the time, giving them the "1-2 punch".
its now been a couple weeks since the DV letter went out with no response, besides they have updated something with equifax i found out about through the scorewatch program here. What should i do next? here is exactly what scorewatch is showing me.
PINNACLE CREDIT SERVICES L(XXX4423)Show/Hide DetailsAccount opened: 4/2011Description: Consumer disputes - reinvestigation in process
Consumer disputes this account information
Collection accountPreviously reported Newly reported Balance: $915 Past due: $915 $915 Status: At least 120 days or more than four payments past due At least 120 days or more than four payments past due Last activity: 4/1/2008 4/1/2008 Description: Consumer disputes - reinvestigation in processContact: PINNACLE CREDIT SERVICES L, PO Box 640, Hopkins, MN, 553430640 • (952) 939-8100
Collection account
Consumer disputes - reinvestigation in process
Consumer disputes this account information
Collection account
The 1-2 punch cannot be discussed on this board. If the re-investigation does not produce the desired result, it sticks to your CRs and the debt is yours I would offer a PFD percentage to the CA, the older it gets the less you will offer. FYI a CA/JDB cannot report a payment history only an OC can.
