Offer 20%, see what they say. Anything they get is basically profit.
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.
You are like super poster, Shogun. 
I actually decided (right after that post) that I would send them a PFD offer for $80, so I faxed it over. Wish I could find an email addy! I submitted a BBB complaint re them, however I don't think that'll pan out and I'm just impatient. I'd rather pay 80 bucks for a debt I do owe and get it off. Hopefully they will accept, I will let yall know if I hear back!
Others: if you had a low % success I'd still like to know!
I've had as low as 20% on a couple of really old ones. It was just to get rid of it, even though it would fall off the CR they can bounce it from one to another and still annoy you. This way I got rid of it completely.
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.
