I had a student loan which originally went into default in 2007. Direct Loans then sold it to Fedloan Servicing and they contacted me and I agreeded to enter the rehab plan, however after about 8 payments I defualted again. My credit report is still showing this because I'm guessing the 7 year clock was restarted when I agreeded to make payments. I need to get this taken care of and I'm thinking about paying off the defaulted amount in full but I'm worried it will restart the clock again. Should I pay it? Will it restart the clock? Or just wait for it to fall off in 4 years unpaid? I just want this off my report as soon as possible obviously. Also I don't wanna get sued.
Edit: This is NOT a perkins loan. It's scheduled to fall off in 2020.
