Does anyone know why SM isn't updating anymore? The last time my accounts were updated were in March '08. My bills get paid ON TIME EVERY month. The last few months that they haven't reported in killing me. I'm working on getting a FHA mortgage and the last few months will seal the deal on my 12 month of on time/current payments.
Today the tradeline has been removed from my EXP and my credit score has jumped to 729. Is this a good thing or will I only be disappointed when they figure out what they are doing?