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I have student loans that were made more than 7 years ago. they were being reported until 2013 when I did a rehab. Can I have them removed since the date original date was 2009? Or do I have to wait until the last reported update is 7 years old?
They will be removed 7 years from the last negative on the account. If they went to collections they will be removed 7 years from the Date of First Deliquency (DOFD). So it will be 2020 before they are removed. If there are no negatives on the account they will stay for 10 years.