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FICO Score Simulator

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gtnitright
Regular Contributor

FICO Score Simulator

Is anyone having problems with the score simulator. I have been active since I joined MyFico in June and have always been able to use it. Today I log on and I receive the following message:


You are unable to apply the FICO® Score Simulator to this report.

You can use the FICO® Score Simulator on this report for only 30 days.

Return to your FICO® score report
Starting Score : EQ 635. TU 632 EX 635
Goal Score: 700. br >
.Nordstrom $800 Loft/$800 Cap 1/$3900 Amex BCE $9000br >
Message 1 of 6
5 REPLIES 5
mtrsprt
Frequent Contributor

Re: FICO Score Simulator

It's only available for 30 days from when you recieved your latest report/score.


Starting Score: 521 TU, 597 EQ, 574 EX on 6/20/2011
Current Score: 753 TU, 764 EQ, 766 EX on 02/17/2014
Goal Score: 720-740 Across the board


Take the FICO Fitness Challenge
Message 2 of 6
DaveSignal
Valued Contributor

Re: FICO Score Simulator


@MsPrissy47 wrote:
Is anyone having problems with the score simulator. I have been active since I joined MyFico in June and have always been able to use it. Today I log on and I receive the following message:


You are unable to apply the FICO® Score Simulator to this report.

You can use the FICO® Score Simulator on this report for only 30 days.

Return to your FICO® score report

It is not perfectly accurate anyway.  It gives general directions of score changes and ballpark figures.  Sometimes it is very close, sometimes not.  It is a good way to determine where you scores might be near if you reduce utilization.   But I can tell you even without the score simulator: your scores will go up as you pay down your balances.

EX:694 TU:744 EQ:777
Amex ED $19.5k - BoA Travel Rewards $15k - CSP $5k - SDFCU EMV $15k - NFCU goRewards $20k - Barclays Arrival $6.5k
Message 3 of 6
gtnitright
Regular Contributor

Re: FICO Score Simulator

Thanks everyone. I was just used to playing with it to gauge where I might be once I pay down my TLs
Starting Score : EQ 635. TU 632 EX 635
Goal Score: 700. br >
.Nordstrom $800 Loft/$800 Cap 1/$3900 Amex BCE $9000br >
Message 4 of 6
ugh86
New Visitor

Re: FICO Score Simulator

I've had Score Watch for less than 30 days and the simulator is no where to be found. How do I get to it?
Message 5 of 6
gtnitright
Regular Contributor

Re: FICO Score Simulator

You usually see it once you've obtained your credit report. I haven't ordered a report in a while but it should be available under your score report
Starting Score : EQ 635. TU 632 EX 635
Goal Score: 700. br >
.Nordstrom $800 Loft/$800 Cap 1/$3900 Amex BCE $9000br >
Message 6 of 6
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