Posts: 120
Registered: ‎03-30-2012

Fico Score

My overall utilization is at 25% right now with a TU fico of 642 if I pay down my debt could I come close to 700?

Posts: 150
Registered: ‎08-24-2012

Re: Fico Score

[ Edited ]

There are way to many factors that could affect it  to know but it definitly wont hurt.

My ultimate credit wish,
a JP Morgan Palladium card
Moderator Emeritus
Posts: 32,869
Registered: ‎08-04-2007

Re: Fico Score

On TU, I wouldn't bet on hitting 700. You'll likely be south of that but you'd see a solid double-digit increase. I bet you could possibly hit 670-680.

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