I just had an epiphany while looking at my scores from before the drop, and now, again - I think I understand how the account "reaged" now. When I mentioned the scorecard change in the prior post from losing "serious delinquency". When I look at today's scorecard vs. one from last week, I have that mark again and didn't then.
So I sat here bitterly thinking about how that goodwill letter just destroyed everything for absolutely no reason. There is nothing I can do? I can't dispute it, or will that just make things worse? It's not fair being penalized for disputing when I didn't dispute. How absolutely petty of Citi to do this, I hate them.
