Over limit Question?

[baktabiznis]

I currently have a secured CapOne CC with a limite of $201, I accidentally went over the limit last month by like $5. If I make a deposite to raise my credit limit, say $20 will Going over my limit still tarnish my score in months to come?

[marty56]

FICO scoring has no balance memory so it will recover if you do take a small hit as soon as the new balance is reported.

I more pressing problem would be what Capitol One will do in terms of AA or OTL fees.