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Contributor
Mama-j
Posts: 84
Registered: ‎12-07-2012

Question on closing acct

I opened 2 accts using the cart trick for Express and VS store card last month, had it closed a couple off days ago because I don't need it, I click happy when I saw my score increased. Is there a way to remove these 2 TL from all my report? 


Starting Score: 2/22/12: EQ 530, TU 553, EX 528(lender). 12/4/12 (rebuilding starts)= EQ 599.
Current Score: 7/2/2013: EQ 712, TU FICO 702, EX 716(CU pulled).
Goal Score: 750 all across.

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Moderator
guiness56
Posts: 22,408
Registered: ‎01-17-2008

Re: Question on closing acct

If they were closed with no balances or lates, they will stay for up to 10 years as accounts in good standing.  If so, I would not have them removed.


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