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New Member
Posts: 6
Registered: ‎12-13-2012

Re: SO CONFUSED: A 30 point drop for removing this dispute comment??

I have never been good at waiting...just purchased EQ and TU from MyFICO.  Came back at 700 and 735 respectively.  I can sleep tonght!

Moderator Emeritus
Posts: 32,869
Registered: ‎08-04-2007

Re: SO CONFUSED: A 30 point drop for removing this dispute comment??

The chances of the EQ FICO on here matching your lender's EQ FICO is near 100%. However, the TU FICO on here may or may not. Some lenders use the same TU FICo version as on here, but most use a newer TU FICO version. So, the TU FICO may or may not match. Your lender's version could be higher or lower. IME, my lender's version was 10 points lower. DW's lender's version was 30 points higher which was a great surprise. It varies by lender, but FYI anyway.

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