cancel
Showing results for 
Search instead for 
Did you mean: 

ford motor credit not showing up on Tu report

tag
boocher13
New Member

ford motor credit not showing up on Tu report

I recently pulled all 3 reports to compare because my eq score was 671,my fako ex from another site is 726 and my Tu was 618. The difference being my Tu is not showing my oldest car loan , from ford motor credit from 99-04. Its hurting my tu score because its lowering the average age of accounts quite a bit. Does anyone know if after all this time there is any chance/way to get fmcc to report this to tu? Its a shame my oldest positive isn't showing up.
Message 1 of 4
3 REPLIES 3
mtrsprt
Frequent Contributor

Re: ford motor credit not showing up on Tu report

Was it EVER on your TU reports???  Maybe the tradeline dropped early??


Starting Score: 521 TU, 597 EQ, 574 EX on 6/20/2011
Current Score: 753 TU, 764 EQ, 766 EX on 02/17/2014
Goal Score: 720-740 Across the board


Take the FICO Fitness Challenge
Message 2 of 4
boocher13
New Member

Re: ford motor credit not showing up on Tu report

I honestly don't know if it was ever on there. I only have 1 cc and 2 car loans on my tu report currently with the fmcc loan missing. Do the paid off installments such as this drop off after 10 years?
Message 3 of 4
llecs
Moderator Emeritus

Re: ford motor credit not showing up on Tu report

There's no set law or rule when TLs can drop, but customarily they drop 10 years from when you closed it (assuming it was positive). I've had some drop earlier than that, and at least one later than that.

Message 4 of 4
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.