hello, looking at my fico report regarding cc's, they report payment status of say 2005, however the last activity on the report is 2002, account was closed in 2001. Why does the report state the status of the closed account as pays as agreed in 2005 when in fact the cc is a closed account? Should it not be paid as agreed in 2002 and not in 2005 with pays as agreed. I do not understand why they report this incorrect activity, since there has not been any activity and indeed the account is closed. Can someone answer this one for me.