New Member
Posts: 6
Registered: ‎08-01-2007

report dates vs last activity

hello, looking at my fico report regarding cc's, they report payment status of say 2005, however the last activity on the report is 2002, account was closed in 2001.  Why does the report state the status of the closed account as pays as agreed in 2005 when in fact the cc is a closed account? Should it not be paid as agreed in 2002 and not in 2005 with pays as agreed.  I do not understand why they report this incorrect activity, since there has not been any activity and indeed the account is closed.  Can someone answer this one for me.

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+