APPROVED!!

[Creditaddict]

BK 13 dismissed last week, TU Auto Enhanced Fico is 567 (Ouch).

Carmax got me instantly approved through Santander for 16k at 17% for 60 months.

Not the best APR but really I couldn't get approved by ANYONE with that score and a dismissed bk vs discharged

[Anonymous]

What was the reason for the dismissal as opposed to getting it discharged??

[Creditaddict]

I only completed 3 out of the 5 years of the bk

[Anonymous]

just applied. application being processed-answer awaiting... dun dun dunnn! sigh

[Anonymous]

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@Creditaddict wrote:

BK 13 dismissed last week, TU Auto Enhanced Fico is 567 (Ouch).

Carmax got me instantly approved through Santander for 16k at 17% for 60 months.

Not the best APR but really I couldn't get approved by ANYONE with that score and a dismissed bk vs discharged

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what did you put down?

[Creditaddict]

$1000.

The thing is I was trying to buy a car over at one of our big dealerships and they sent it to Santandar and I was declined but it was approved at Carmax.

[Anonymous]

yea i just got approve. nothing to be excited about because they raped me on the total price of the vehicle which is $18,000 and look it up on kbb.com found it was only worth $16,000. i don't know, i dont know how to negotiate deals but they're using my credit scores against me!

[Anonymous]

edit: i skip out on carmax and santander from reports on ripoffreports.com. they're not very reputable as it seems from reading reports. i went to a local toyota dealer and was approved! toyota's will go the distance and not to mention the resale value are pretty decent!