Sorry, I know I've made a few threads but I want to have all the knowledge I possibly can before taking the plunge here. I have changed speeds a bit (from a Jeep) and I am looking into a Nissan to buy. I would either go for the Juke or the Sentra. Now, I do have a 2.5 year old Cap One CO that was paid and a couple late payments on a Discover Card. Those are my only baddies and my student loans are up to date and have never been late.
My debt to income ration is currently sitting at a flat 10% (I make 58,000 a year, but will be 66,000 in January). I am planning on putting $5-7k down on the car. Given my current scores what are my chances of getting the 0.9% APR over 60 months with NMAC? I imagine my scores will jump a bit once my credit cards begin reporting. Does anyone have exprience with this?
