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Advice please!!!!

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Anonymous
Not applicable

Re: Advice please!!!!

Congrats!!! :-)
Message 21 of 31
Anonymous
Not applicable

Re: Advice please!!!!

Thank you!!!
Message 22 of 31
shakalaka
Established Contributor

Re: Advice please!!!!


@Anonymous wrote:
Wanted to update everyone!!! Went ahead and applied for the car I wanted and got approved through Honda Finance with no money down and 1.99% APR for 60 months!!!! I can't believe it!!! My equifax is 706 but my auto enhanced score was 722!!!! Yippee. Now getting my old car ready to try and sell. Thanks for all your advice!!

Great

 

Congrats



FICO (TU/EX/EQ): 773/766/778 - Total CL 255+K
Message 23 of 31
Anonymous
Not applicable

Re: Advice please!!!!

Thank you!
Message 24 of 31
Anonymous
Not applicable

Re: Advice please!!!!

Congrats on being up to your ears in debt for the next 6-7 years when you had a perfectly good car.
Message 25 of 31
Anonymous
Not applicable

Re: Advice please!!!!

Thank you so much!! It's actually the next 5 years!! I'm not up to my ears in debt but thanks for your concern. The joys if being an educated woman and being able to afford what you want and deserve!!
Message 26 of 31
Anonymous
Not applicable

Re: Advice please!!!!

I wish you luck on that new loan and hope you learned whatever lesson from your previous problems that caused you to have scores in the 630's when you started out on your credit journey. Sometimes people get out of debt and financial trouble just to get right back into it when things get better. I know it may not be what you want to hear, but sometimes just because we can get credit, doesn't mean it's the best thing for us. I truly hope you are able to keep that car for 5 years.

 

Anyway, I'll back off and just wish you luck and say congrats.

Message 27 of 31
Anonymous
Not applicable

Re: Advice please!!!!

 
Message 28 of 31
Anonymous
Not applicable

Re: Advice please!!!!

Thank you! I'll probably keep the car for 3 years then I'll be ready for something else Smiley Wink
Message 29 of 31
Anonymous
Not applicable

Re: Advice please!!!!

Unless you plan on throwing a lot of miles on it, you should think about leasing if you want a new car every three yrs.

Message 30 of 31
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