Another upside down auto question

[Dj4Money]

 I know there is a sucker born every minute but who on earth is going to pay $4K for a refreshed 1st gen Focus? 

 If it's worth $1250, offer it to CarMax and see if they'll pay a little more. Private Party maybe $1,500. But if CarMax will give you $1,500 take it and run.

 It will depend what car/truck/suv you want because some have sizable rebates (and dealer incentives). Cars Direct is a good source of what's happening, also Lauren Fix on YouTube has talked about some rebates/incentives on popular models every Friday. 

 What vehicle do you want? 

[Dj4Money]

If you are suggesting CPO's, I would wait a little longer there is going to be glut of lease returns over the next 60-90 days. 

Also Hertz while not the fire sale some have wanted to happen, none of the less they are discounting heavily some of the cars in their fleet. 

[Anonymous]

95k is rarely "end of life" for today's cars. What do you think is about to go wrong with it?

I have trouble wrapping my head around the notion that it makes more sense to spend 20x as much money on another car vs. a $1k repair or whatever. Especially when you're underwater on your loan. 

I'd get right on this loan, pay it off, and start saving up for the next car and be in a GOOD position when that time comes. 

It sounds like you are gently using the car with the amount of miles you have on it. It just may hang on a lot longer than you think before work is needed.