Income:
I gross $6000/monthly been at my job for 1 year and a half, I was in training within the job for about a year before being hired so I don't know if that's considered 2 years.
Business income: $1,000 - $2,000 monthly of 5 months consistent history.
Rent: $920
Bills/Expenses: $1,300/monthly (or less)
Credit situation
My current score is 734, however my credit history consist of au user tradelines. The only credit of my own I have is a Discover Secured card $500 for the last 4 months, and no lates and the balance is really low. My dad put me under his credit cards ($10,000 limit - perfect history - no lates 3 years and he barely uses the card - $7,000 limit - perfect history - no lates) this reflect on my credit and boost my score. He did this for me to help boost my score for a car. I've gotten approve for a $6,000 credit card with Barclays that will be arriving in the mail in 7 days. But I know the credit history isn't probably acceptable due to it's not being my genuine credit but piggy backing.
With this being said... If I put 20% down ($8000) could I still get the car? I really want this car. I had a 2000 Pathfinder for the last 3 years. I got it from a dealer ship that did in-house financing and said that If I paid it off they would backdate it and add to my credit. They never did so I never got car credit for the car. I sold it last week and now want my dream car.
Kind of Car (Amount)
2018 Jeep Wrangler Sahara $39,000.
