Hi All,
Wanted to share my Approval..As someone rebuilding his credit I finally got Credit back on track and wanted to trade in my old car.
I went to the dealership with my car (Which was a wash no negative roll over) and my Mid 6's Credit score across all three, They pulled my Fico9.. They bounced my around to a few places PNC/ALLY and Capital one.. They approved me at 5.3% with 20% down.. the rate went up at 15% down and 10% down.. I had no problem putting the 20% down but it sure beat my 16% I had a few years ago.. Im sure other places are different but I bought a $34k used car with a mid 6's and cash down and got a %5.3 intrest rate..
Credit Card UTI - 8%
NO MISSED PAYMENTS
NO DEROGATORY BLURPS
NO BKRP
INQ - 7-12-4 EXP-EQ-TU
Hope this helps anyone looking for a car, Captial one has been good us!
