cancel
Showing results for 
Search instead for 
Did you mean: 

Assuming DCU application Referred means Denial??

tag
SupraTurbo2jz
Regular Contributor

Assuming DCU application Referred means Denial??

Applied for DCU auto loan and it was referred...should I assume its a denial? I have not joined this CU yet.

CH 7 BK discharged 05/15 goal scores 680 across the board
Current Score: TU 657 EQ 676 EX 657 FICO pull 03/20/17

 photo cabelas 3700.jpg
 photo Disney siggy 5000.png photo SWP Premier 2500.png photo virgin america 2300.jpg photo lexus 2500.png photo toyota 2500.png photo kays1500.jpg photo hsn4000.png photo GoodSam 1000.png photo buckle 900.jpg photo af 250.png photo valero.jpg photo fingerhut.jpg
Message 1 of 3
2 REPLIES 2
CH-7-Mission-Accomplished
Valued Contributor

Re: Assuming DCU application Referred means Denial??

Normally referred just means referred to underwriting.  However, I see you have a BK7 from 4/15.  DCU requires two years post discharge to get any loan or credit card unless they make an exception to their policy.

 

Please update us with what they tell you.

 

Good luck!

Message 2 of 3
SupraTurbo2jz
Regular Contributor

Re: Assuming DCU application Referred means Denial??

well thats a short story, it appears that equifax for the moment has removed 22 of my accounts...all of the ones that where IIB AND the BK7..they also removed good ones too Smiley Sad. So my score jumped 80 plus pts and I pulled the trigger to see. Not sure what the deal is with equifax but I'm ok if it stays as is Smiley Happy

CH 7 BK discharged 05/15 goal scores 680 across the board
Current Score: TU 657 EQ 676 EX 657 FICO pull 03/20/17

 photo cabelas 3700.jpg
 photo Disney siggy 5000.png photo SWP Premier 2500.png photo virgin america 2300.jpg photo lexus 2500.png photo toyota 2500.png photo kays1500.jpg photo hsn4000.png photo GoodSam 1000.png photo buckle 900.jpg photo af 250.png photo valero.jpg photo fingerhut.jpg
Message 3 of 3
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.