I bought a new A6 thru audi financing about 3 years ago, when my scores were all around 690 and was approved at around 6%. If you have the income, I believe they look at that more than actual score... My income was substantial, my credit score was not awesome - but only because I never took the time to fix some things that were incorrect. Im sure you'll be ok, however, if you have any military affiliation, I would suggest Navy Federal Credit Union, I just purchased a Porsche and they financed the entire thing at 3.99% Awesome Credit Union if you can join.
Hi Kay,
Not sure if you've already gone ahead with your purchase but glad I'm finally able to provide some information on this forum as it's helped me so much in the past
I just leased a new Audi A4 2.0T Quattro w/Premium Package @ $415/month and was approved through Audi Financial Services with a 690 Fico Score from Trans Union. I qualified for their lowest rate (around 2%). I have excellent income and previous auto loan history is perfect as well (I also currently have high credit balances and expect to pay them off in the next 12 months). I think the reason I qualified was because I was previously approved with two simultaneous auto loans (one from Volvo and another from Nissan) and paid perfectly on time over a three year period. I also have no baddies and a fairly long credit history (I'm turning 28 this year). Also, it appears that AFS i.e. VW credit is fairly leninent about which credit tiers their clients can fall into, probably also depends on the dealership as well. This dealership also partners with Infiniti (and I'm thinking the my Nissan relationship played a factor in this as well...). Either way, best of luck to you. I love the car so far and am looking forward to the next 36 months!