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Auto Loan Approvals (Updated)

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Harvey26
Valued Contributor

Auto Loan Approvals (Updated)

Car recently started giving me problems and just decided to replace it. Reached out to a couple CUs and these are my results

 

Apple Federal Credit Union: Instant automated approval 2.89% for 60 months. (TU 764)

Ft. Lee Federal Credit Union: Instant approval for 2.49% for 72 months. (EQ 753)

Virginia Credit Union: Approved 5.62% for 72 months (EQ 759) 

Amex ED: 7K, Delta Gold Amex: 7K Macys Amex: 8K , Bloomingdales Amex: 1K , BOA Premium Rewards: 50K , Best Buy Visa: 7K , Banana Republic Mastercard: 5K Target Store Card: 2K VACU Mastercard: 11.5K Discover: 25K, Penfed Platinum Rewards: 12.5K, Apple Card:3K, TD Double Up: 15K
Henrico Federal Credit Union Auto Loan: 32K @ 1.74
4 REPLIES 4
Loquat
Moderator Emeritus

Re: Auto Loan Approvals

Not terribly bad rates...especially if you're not going new and the captive doesn't have a 0% offer.

Do you have a vehicle in mind now that you've got some solid approvals?
Message 2 of 5
Harvey26
Valued Contributor

Re: Auto Loan Approvals

@Loquat Ended up getting a 2019 CPO Honda Accord Sport that was a lease for 3 years and only 25,000 miles Smiley LOL

Amex ED: 7K, Delta Gold Amex: 7K Macys Amex: 8K , Bloomingdales Amex: 1K , BOA Premium Rewards: 50K , Best Buy Visa: 7K , Banana Republic Mastercard: 5K Target Store Card: 2K VACU Mastercard: 11.5K Discover: 25K, Penfed Platinum Rewards: 12.5K, Apple Card:3K, TD Double Up: 15K
Henrico Federal Credit Union Auto Loan: 32K @ 1.74
Message 3 of 5
Loquat
Moderator Emeritus

Re: Auto Loan Approvals


@Harvey26 wrote:

@Loquat Ended up getting a 2019 CPO Honda Accord Sport that was a lease for 3 years and only 25,000 miles Smiley LOL


Very nice and extremely low miles for a 2019.  You've got some happy years of driviing ahead of you.  Congrats again on the new set of wheels. 

Message 4 of 5
SouthernCredit
Frequent Contributor

Re: Auto Loan Approvals

2.89 for 60 is a good deal right now. I just refied at 3 for 60 after negotiating a better purchase price with the dealer and letting them mark up the rate a little (4% for 60). 

Message 5 of 5
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