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Hyundai Finance

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mau471
Contributor

Hyundai Finance

Does anyone have any recent data points on Hyundai Finance? We are buying my wife a car and got a good price on one being delivered in the next week or so but the dealer is requiring us to finance through them since they aren't doing "market adjustments" etc. I don't have a problem with that and we will likely refinance shortly after but I was curious what kind of scores get the best rates what bureau they pull? We are in DE if that helps as I know sometimes what gets pulled can vary by state.

 

Her Auto 8 scores are TU: 822 EX: 701 EQ: 732 (her negatives are off on TU from early exclusion, ex and eq are still a few months out) 



3 REPLIES 3
pizzadude
Credit Mentor

Re: Hyundai Finance

There aren't a lot of data points on Hyundai finance but this post from last June shows they pulled TU for an approval, since that's your best score you might be in good shape:

 

https://ficoforums.myfico.com/t5/Auto-Loans/Auto-Loan-Approvals/m-p/6347073#M96470

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 2 of 4
pizzadude
Credit Mentor

Re: Hyundai Finance

Also just found this post from November 2020, looks like EQ was pulled so it's possible what they'll pull varies by geography.

 

https://ficoforums.myfico.com/t5/Auto-Loans/Auto-Loan-Approvals/m-p/6190329#M93683

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 3 of 4
mau471
Contributor

Re: Hyundai Finance

Thanks, I missed those in my search, most of what I found on here was a few years old and all over the place.



Message 4 of 4
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